Stout Insurance
Welcome to my Web site, where you’ll find Insurance & financial information in the form of links, newsletter articles, calculators, and research reports.
I have created this Web site to help you navigate your financial & insurance planning goals.
I am here to help you understand your options each year with your health insurance planning for you and your businesses. Insurance companies and plans make changes every year so I will work to educate and evolve those changes into your insurance planning each year.
There is no cost for me in addition to any insurance premium. Commissions are built into each contract wether or not you work with an insurance agent or broker.
Be sure to add my site to your list of "favorites" in your Internet browser. Please call or e-mail me your contact information on any specific areas you may want more information on.
Newsletters
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Closed-End Funds May Offer Higher Income
Closed-end funds are considered to carry higher risk but may provide a higher income stream than traditional mutual funds holding similar securities.
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Voluntourism: A Vacation That Makes a Difference
A volunteer vacation offers an opportunity to give back, meet new people who share common interests, and become immersed in a different culture.
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Could Employee Ownership Be Part of Your Succession Plan?
An employee stock ownership plan is a qualified retirement plan that enables a business owner to gradually transfer ownership shares to employees, setting up opportunities to cash out in the future.
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Foreign Stocks Outperformed in 2025
Although U.S. stocks have provided a higher return over the past 20 years, foreign stocks outperformed in seven of those years, including 2025.
Calculators
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Savings Accumulation
Estimate the future value of your current savings.
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.