Stout Insurance
Welcome to my Web site, where you’ll find Insurance & financial information in the form of links, newsletter articles, calculators, and research reports.
I have created this Web site to help you navigate your financial & insurance planning goals.
I am here to help you understand your options each year with your health insurance planning for you and your businesses. Insurance companies and plans make changes every year so I will work to educate and evolve those changes into your insurance planning each year.
There is no cost for me in addition to any insurance premium. Commissions are built into each contract wether or not you work with an insurance agent or broker.
Be sure to add my site to your list of "favorites" in your Internet browser. Please call or e-mail me your contact information on any specific areas you may want more information on.
Newsletters
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A Roadmap for Your Family
A letter of instruction could be just as important as a will in helping loved ones settle an estate and move forward with their lives.
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Cash Balance Plans Help Some Business Owners Supersize Retirement Savings
These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings and significantly reduce their taxable incomes.
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Consider Roth for Tax-Free Income
Roth accounts offer no current-year tax benefit, but they can provide tax-free retirement income.
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Mega Backdoor Roth: A Tax-Friendly Retirement Strategy for Serious Savers
High earners may not be eligible to contribute to a Roth IRA, but some people can use a workplace plan to save more and create a source of tax-free retirement income.
Calculators
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Savings Accumulation
Estimate the future value of your current savings.
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.